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A home inventory for disaster protection

If your home is flooded or goes up in flames, do you have a home inventory for disaster protection in Long Island, NY?

home inventory

Making a home inventory for disaster protection can be boring and may seem like a task too daunting to attempt. But, in the event of a home emergency like a fire, flood, tornado, hurricane, or other disaster, you will be extremely grateful you set aside the time to complete it. When you’ve suffered a devastating disaster, the last thing on your mind should be worrying about your possessions. Creating a home inventory is the best way to avoid extra stress and financial hassles following a disaster. There really is no best way to complete a home inventory. It all depends on your preferences. Several options are available on how to complete a home inventory. The goal is to have a record of your possessions should you ever need to file a claim with your insurance.

These are a few of the options when creating a home inventory for disaster protection:

Make a List

While not always the most fun task, it has worked in the past and it will still be accepted by insurance providers. Try breaking down your list into categories by room, appliance type, item value, etc. The more precise and accurate the information, the easier it will be to get the item replaced appropriately. Even record the make and model numbers or serial numbers when applicable.

Take Pictures

By taking photos of all your items, it can show the condition of the items, record serial numbers and show placement in your home. To document the items, create digital files with information typed in the notes. It is always a  good idea to save these files to a location accessible online.  You don’t want it saved on just one computer.

Take a Video

A great option is to take a video in each room of your house. While a video recording is the quickest, it may not be the most accurate. If you do suffer a disaster, a video recording would be a great way to help document the items in your home. You can also upload the video to a cloud device for safekeeping.

Put Value on Your Items

One important thing to consider is putting a value on your items. If you don’t have full replacement value with your insurance plan, this becomes a bigger issue. You will need to get any family heirlooms and antiques that you feel are priceless, appraised. We suggest having a separate insurance policy if you have several items that are collectibles or expensive.

Make Copies of Legal Documents

Any legal documents are also very important to make copies of and store in a secondary location. If you don’t have access to a safe secondary location, make sure to have a waterproof and fireproof box. Some things you should include are birth certificates, passports, wills, financial records, insurance policies, driver’s license, marriage and divorce papers, child custody papers.

You Can Always Rely on Restoration 1 of Long Island

If you have a disaster whether it’s water, fire, or other damage, contact Restoration 1 Long Island in NY for an assessment of the damages and to start the restoration process right away!


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