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A home inventory for disaster protection

If your home is flooded or goes up in flames, do you have a home inventory for disaster protection in Long Island, NY?

 

home inventory

Making a home inventory for disaster protection can be boring and may seem like a task too daunting to attempt, but in the event of a home emergency like a fire, flood, tornado, hurricane, or other disasters, you will be extremely grateful you set aside the time to complete it. When you’ve suffered a devastating disaster, the last thing on your mind should be worrying about what possessions. Taking the time and planning ahead by creating a home inventory is the best way to avoid extra stress and financial hassles following a disaster. There really is no best way to complete a home inventory, it all depends on your preferences. Several options are available on how to complete a home inventory, but they all accomplish the same goal. The goal is to record your possessions should you ever need to file a claim with your insurance.

These are a few of the options when creating A home inventory for disaster protection:

  1. We know making a list is not the most fun way to record all of your possessions. But, t has worked in the past and it will still be accepted by insurance providers. Try breaking down your list into categories by room, appliance type, item value, etc. The more precise and accurate the information, the easier it will be to get the item replaced appropriately. Even record the make and model numbers or serial numbers when applicable.
  2. If possible, take pictures of your items. By taking photos of all your items, it can show the condition of the items, record serial numbers and show placement in your home. To document the items, create files on the computer with information typed in the notes. It’s a good idea to save the file to a location accessible online just in case your computer is destroyed.
  3. A great option is to take a video in each room of your house. While a video recording is the quickest, it may not be the most accurate. If you do suffer a disaster a video recording would be a great way to help document the items in your home. You can also upload the video to a cloud device for safekeeping.
  4. One important thing to consider is putting value on your items. If you don’t have full replacement value with your insurance plan, this becomes a bigger issue. What did you pay for it? How much is it worth now? You will need to get any family heirlooms and antiques that you feel are priceless, appraised. If you have several items that are collectibles or expensive items, you may want to have a separate policy on them with your insurance company.
  5. Any legal documents are also very important to make copies of and store in a secondary location. If you don’t have access to a safe secondary location, make sure to have a waterproof and fireproof box. Here are some things you should include: birth certificates, passports, wills, financial records, insurance policies, drivers license, marriage and divorce papers, child custody papers

You Can Always Rely on Restoration 1 of Long Island

If you have a disaster whether it’s water, fire, or other damage, contact Restoration 1 Long Island in NY for an assessment of the damages and to start the restoration process right away!